Do you feel like you have more patience for managing household finances than your spouse? Are you the one making most of the financial decisions because you’re more financially savvy? Have you ever included your children in financial discussions? Although we often make financial decisions with our family’s well-being in mind, handling finances isn’t always a family affair.

If you want your financial plan to truly support your entire family’s dreams, decisions should be made as a family unit. Often, however, one person ends up making most of the financial decisions. Here are a few tips to help make your family more financially aware.

Building a strong financial team starts with both partners being involved. When both adults take an active role in managing finances, it can protect the one who has been less involved and reduce financial arguments. A 2014 study found that most marital fights are about money, often leading to divorce. Here’s how to avoid that:

1. Discuss your goals and values together. Talk about what you’re working towards, how you’re spending and saving money, and how these habits are affecting your goals.
2. Set aside regular time to review your family budget and make necessary adjustments.
3. Create a plan for discussing spending habits with all family members and encourage others to share their thoughts and habits as well.
4. If someone feels left out or uncertain about finances, consider taking a finance course together or reading a finance-related book.

Include your children in financial discussions. According to a 2015 survey, only 25% of kids say their parents talk to them about money. Not teaching them about finances can leave them clueless about personal finance basics. The values you instill in them will help them make sound financial decisions throughout their lives.

1. Include them in setting family goals and explain how you want their spending habits to align with these goals.
2. Use allowances or other financial gifts to teach them about money management. Help them divide their money into portions for donating, saving, investing, and spending.
3. Continuously teach them financial lessons so they grow up to be financially responsible.

Sometimes, families can benefit from a professional advisor. Firms specializing in generational planning can help bridge the financial understanding across generations. Everyone in the family should understand the financial nuances of each generation. Focusing on immediate goals is key to long-term success.

If you’re still wondering how to involve your entire family in financial decisions, consider these tips and recommendations.